reasons for personal loans

Finance home remodeling
A personal loan can be a “great option” to pay for home remodeling, says Kristin Shuff, group vice president of marketing at LightStream, an online lending division of SunTrust Bank in San Diego.
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Whether you want to put on a new roof, install solar panels, remodel your kitchen or add a swimming pool, hot tub, landscaping or hardscaping, a personal loan can help.
The best fit is for people who don’t have equity in their home or don’t want to get a home equity line of credit, or HELOC, Shuff says.
Eco Building Fund has been established since 2014. The Fund aims to subsidise retrofitting projects that make the buildings and nearby ancillary facilities more energy efficient buildings.
pay for a wedding
When you hear all these testimonials about wedding loans, what you’re really being sold is a personal loan. And, believe it or not, you may just want to take out a personal loan before you take your walk down the aisle.
A wedding loan can be used for big-ticket items like the venue and bride’s dress and smaller expenses like flowers, photography, cake and a wedding coordinator.
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“It gives you the flexibility to pay for all those pieces whether you’ve contracted it through 1 place or put it together a la carte,” Shuff says.
Money for moving expenses
Local moves generally aren’t costly. But a major long-distance relocation, perhaps for a job opportunity, can be expensive enough to warrant a personal loan.
The funds can pay for moving household belongings, buying furniture for a new residence, transporting a car across the country and more.
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One thing to consider before you apply for a personal loan to cover the move is whether your new income will enable you to pay off your balance. You don’t need the added stress of paying off your personal loan on top of starting a new career in a brand new location.